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  A Loan Against Property (LAP) is a type of secured loan where a borrower uses their property as collateral to secure a loan from a bank. The property is usually a residential or commercial property and the loan amount is usually a percentage of the property's market value. The borrower retains ownership of the property while the lender holds a charge on it until the loan is fully repaid. LAP is commonly used for personal or business purposes mortgage loan in chennai mortgage loan in coimbatore   mortgage loan in erode mortgage loan in madurai mortgage loan in namakkal mortgage loan in pondicherry mortgage loan in salem mortgage loan in thoothkudi mortgage loan in trichy mortgage loan in tirunelveli mortgage loan in tiruppur mortgage loan in vellore mortgage loan in virudhunagar mortgage loan in adayar mortgage loan in ambattur mortgage loan in ariyalur mortgage loan in avadi mortgage loan in avinashi mortgage loan in chengalpattu mortgage loan in chidambaram